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Valence Realty Group

Chuck & Cyndy Valence, Broker/Owners
Serving the Greater Orlando Area

Login/Register Chuck (407) 797-5034 | Cyndy (Spanish) (407) 810-3434
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Buyers

Vocabulary: Loans & Lending Terms

Confused about what it all means? Here's a quick reference to help guide you through the loan process. Term. Mortgages are generally available at 15-, 20-, or 30-year terms. In general, the longer the term, the lower the monthly payment. However, Continue Reading

Consumer Alert! “Know Before You Owe”

Ways To Help Speed The New Mortgage Process [gview file="https://www.valencerealty.com/wp-content/uploads/2015/10/TRID-Know-Before-You-Owe-Flyer.pdf"] Continue Reading

Thinking of Making an Offer on a Short Sale? What You Need to Know

Are you looking to buy a new home? Are you thinking that now's a great time to find bargains? That's true, but it pays to know a little about the seller's situation before you make an offer. If a home is being sold for below what the current Continue Reading

What You Can Do to Improve Your Credit

Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:  1. Check for and correct any errors Continue Reading

Tips for Lowering Homeowner’s Insurance Costs

Review the Comprehensive Loss Underwriting Exchange (CLUE) report on the property you’re interested in buying. CLUE reports detail the property’s claims history for the most recent five years, which insurers may use to deny coverage. Make the sale Continue Reading

What a Home Inspection Should Cover

Home inspections will vary depending on the type of property you are purchasing. A large historic home, for example, will require a more specialized inspection than a small condominium. However, the following are the basic elements that a home Continue Reading

What is Appraised Value?

  Appraisals provide an objective opinion of value, but it’s not an exact science so appraisals may differ. For buying and selling purposes, appraisals are usually based on market value — what the property could probably be sold for. Continue Reading

Why you should work with a Realtor®

Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are Continue Reading

A Homebuyers Guide to Home Insurance

  Continue Reading

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Valence Realty Group

Chuck (407) 797-5034|Cyndy (Spanish) (407) 810-3434
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